Life InsurancePolicy Reviewsin minutes

Turn complex policy details into clear, actionable insights

Structured Policy Reviews — Delivered to Your Inbox

Upload a policy illustration and provide your email. Receive a structured QuickScan overview or a 12-page Full Policy Review — delivered to your inbox in minutes.

Policy Health Score

Advisor-Ready Reports

Delivered in Minutes

Built by a CFP®, CLU®, ChFC® with 30 years of experience — formerly UBS, Merrill Lynch & Fidelity

Industry Research

The Business Case for AI-Powered Policy Reviews

Industry data from ACLI, LIMRA, J.D. Power, SOA, and McKinsey. Includes a real case study.

How It Works

From illustration to policy review in minutes

Upload a Policy

Simply upload a policy illustration and provide an email. That is all we need.

Need help getting an illustration?

AI Analysis

Insurance Planner AI analyzes the illustration to identify key policy details

Quick Results

Receive a QuickScan overview or detailed Full Policy Review PDF to your inbox in minutes

Inside a Full Policy Review

12 pages of AI-powered analysis—here's what you'll get.

Policy Snapshot showing health score dashboard with metrics for Premium Strength, Coverage Longevity, Cash Value Growth, and Policy Stability

Instant Clarity

Every report opens with a Policy Health Score—a single number summarizing funding strength, coverage longevity, cash value efficiency, and policy stability. Color-coded metrics show exactly where the policy stands.

Key Numbers section showing Premium Buffer, Money Back Ratio, Protection Value, Outcome Range, Coverage Duration, and Tax Limit Status metrics

Metrics That Matter

Premium Buffer. Money Back Ratio. Protection Value. Coverage Duration. Key Numbers translate complex policy mechanics into clear, comparable benchmarks—no spreadsheet required.

Policy Values Over Time showing 10-year cash value projection table with premium flows and growth rates

10-Year Trajectory

See how cash values are projected to grow year by year, with premium flows and growth rates laid out in a single view. Understand the path forward at a glance.

Rider Observations section showing Terminal Illness, Long-Term Care, and Overloan Protection analysis with Health Score Impact and Rider Bonus scoring

Riders and Benefits

The report identifies every supplemental rider in the policy and documents the terms, activation conditions, and benefit limits. Riders that add measurable value are scored and applied as a bonus to the overall Policy Health Score.

Plus an executive summary, strengths, risk factors, and suggested next steps.

12 pages. Delivered to your inbox in minutes.

Ready to Review a Policy?