Cookie Policy
INTRODUCTION
This Cookie Policy explains how Financial Planner AI, LLC ("we," "us," or "our") uses cookies and similar technologies on our websites at finplan-ai.com, lifeinsuranceplanner-ai.com, and any other websites we operate (collectively, the "Services").
This Cookie Policy is part of and incorporated into our Privacy Policy and Terms of Service. By using our Services, you agree to the use of cookies and similar technologies as described in this Cookie Policy.
1. WHAT ARE COOKIES?
Cookies are small text files placed on your device when you visit a website. They are widely used to make websites work more efficiently, provide a better user experience, and provide information to website owners.
Other similar technologies include:
- Web beacons (also called pixel tags or clear GIFs): Small graphics with unique identifiers that function similarly to cookies
- Local storage: Technology that stores data locally on your device
- Session storage: Temporary storage that is deleted when you close your browser
2. CATEGORIES OF COOKIES WE USE
We use the following categories of cookies on our Services:
Essential Cookies (Always Active)
These cookies are strictly necessary for the website to function and cannot be switched off. They are set in response to actions you take, such as setting privacy preferences, logging in, or filling out forms. We do not require consent for these cookies.
| Cookie Name | Purpose | Duration | Provider |
|---|---|---|---|
| Session ID | Maintains user session | Session | First-party |
| Security tokens | Ensures secure browsing | Session | First-party |
| Cookie consent | Remembers cookie preferences | 1 year | First-party |
Analytics Cookies
These cookies help us understand how visitors interact with our Services by collecting and reporting information. These cookies require your consent before being set.
| Cookie Name | Purpose | Duration | Provider |
|---|---|---|---|
| _ga | Google Analytics - distinguishes users | 2 years* | |
| _gid | Google Analytics - distinguishes users | 24 hours | |
| _gat | Google Analytics - throttles request rate | 1 minute |
*Cookie durations are set by third-party providers and may be updated by those providers from time to time. We do not control third-party cookie expiration settings.
Marketing Cookies
These cookies help us measure the effectiveness of our marketing campaigns. These cookies require your consent before being set.
| Cookie Name | Purpose | Duration | Provider |
|---|---|---|---|
| li_gc | LinkedIn Insights - marketing analytics | 2 years* | |
| bcookie | LinkedIn - browser identification | 2 years* |
*Cookie durations are set by third-party providers and may be updated by those providers from time to time.
3. HOW WE USE COOKIES
We use cookies for the following purposes:
- Website functionality: To enable core features and remember your preferences
- Analytics: To understand how users interact with our Services and improve user experience
- Security: To help authenticate users and prevent fraudulent use
- Performance: To monitor website performance and identify technical issues
- Marketing: To measure the effectiveness of our LinkedIn marketing campaigns
4. THIRD-PARTY COOKIES
Some cookies are placed by third-party services that appear on our pages. We do not control these cookies, and they are governed by the respective third-party privacy policies:
- Google Analytics: Used for website analytics (Privacy Policy)
- LinkedIn: Used for marketing analytics (Privacy Policy)
International Data Transfers
Our third-party cookie providers (Google, LinkedIn) are global companies that may process cookie data in countries where they operate, subject to their respective privacy policies and data protection frameworks. Personal information you upload directly to our Services (such as life insurance policy illustrations) is processed only within the United States, as described in our Privacy Policy.
5. YOUR COOKIE CHOICES
Cookie Consent
When you first visit our Services, you will see a cookie banner that allows you to:
- Accept all cookies
- Reject non-essential cookies
- Customize your cookie preferences
You can change your cookie preferences at any time by adjusting your browser settings as described below.
Browser Controls
Most web browsers allow you to control cookies through their settings:
Opt-Out Tools
You can opt out of analytics and interest-based advertising:
Do Not Track
Some browsers offer a "Do Not Track" setting. Our Services do not currently respond to Do Not Track signals. For more information, visit allaboutdnt.com.
Impact of Declining Cookies
If you decline non-essential cookies, some features of our Services may not function optimally, but core functionality will remain available. Essential cookies cannot be disabled without affecting website functionality.
6. UPDATES TO THIS POLICY
We may update this Cookie Policy from time to time. The effective date at the top of this page indicates when the policy was last revised. We encourage you to review this policy periodically.
7. CONTACT US
If you have questions about this Cookie Policy, please contact us at:
Financial Planner AI, LLC
Email: support@financialplanner-ai.com
Mailing Address: 30 N Gould St., Suite R, Sheridan, WY 82801, United States