Policy Review Options
Upload an illustration. Get a policy review in minutes.
Built by a CFP®, CLU®, ChFC® with 30 years of experience — formerly UBS, Merrill Lynch & Fidelity
Policy QuickScan
- Policy structure, death benefit, and premium overview
- Protection features and rider identification
- Key planning considerations and risk flags
- Priority alerts — lapse risk, funding gaps, guarantee exposure
- Recommendation for full review where warranted
- Analysis delivered in the email body
Full Policy Review
- 12-page advisor-grade PDF report
- Policy Health Score — four-pillar assessment (0–100)
- Key Numbers — premium adequacy, cash value recovery, coverage duration, MEC proximity
- Rider analysis — terminal illness, chronic illness, LTC, overloan protection
- 10-year premium outlay and cash value projection chart
- Strengths, risk factors, and planning points by category
- Suggested next steps — if you keep vs. if you explore
- PDF report attached to your email
Both tools are complimentary during introductory access.
Enterprise Platform
Insurance Planner AI Professional
Purpose-aligned policy review for advisors, firms, and fiduciaries.
Five tools, one platform — structured for how advisors, firms, and fiduciaries actually work.
Feature Comparison
| Feature | QuickScan (Self-Serve) | Full Policy Review (Self-Serve) |
|---|---|---|
| Policy Analysis | ||
| Policy Overview | Basic | Detailed |
| Death Benefit Analysis | Basic | Detailed |
| Premium Structure | ||
| Detailed Insights | ||
| Premium Strength | ||
| Coverage Longevity | ||
| Cash Value Growth | ||
| Rider Benefits | Basic | Detailed |
| Next Steps & Action Items | ||
| Deliverables | ||
| Analysis Format | Email-based Summary | 12-page PDF Report |
| Suggested Next Steps | Keep vs. Explore | |
Built for How Advisors Actually Work
Policy review has traditionally been manual, time-intensive, and hard to scale. Insurance Planner AI brings structure, speed, and clarity to the process — helping advisors evaluate illustrations faster and communicate findings more effectively.
Minutes, Not Hours
Upload an illustration and receive structured analysis back in minutes — not days.
Clear, Structured Output
Health Score, key numbers, strengths, risks, and action items — formatted for advisor conversations.
Scales with Your Practice
QuickScan for fast screening. Full Review for deep analysis. Enterprise platform available for firms and fiduciaries.