Built for financial advisors who take life insurance seriously
From onboarding to annual reviews, turn 45-minute policy analysis into 5-minute strategic prep. Scale what works. Train your team. Serve every client.
• Policy reviews = back burner (you'll get to them... eventually)
• Each advisor has their own method (or avoids it)
• Training new advisors = hope they figure it out
• Client brings policy = scramble for 90 minutes before next call
• Annual reviews = the ones who call you
• Policy reviews = systematic, every client, every year
• Every advisor uses the same proven methodology
• New advisors productive in weeks with consistent training
• Client brings policy = 5-minute prep, confident first meeting
• Annual reviews = proactive outreach before clients even ask
"After spending decades at leading wealth management firms like Merrill Lynch, UBS, and Fidelity Investments, I watched even the best advisors struggle with policy reviews. Not from lack of expertise, but because the manual process was too time-consuming to do systematically. I built Insurance Planner AI to make policy analysis simple: what used to take hours now takes minutes."
— Robert Chwalk, CFP®, CLU®, ChFC®
Founder, Financial Planner AI
Two workflows, use together
Result: You control the entire process start to finish
Result: Meeting-ready insights without lifting a finger
Best practice: Use both workflows strategically—self-service for scale, advisor-driven for complexity.
Proven plays for situations your practice may face
You know annual policy reviews matter, but you only review the ones who call you. Most of your book goes unchecked.
Review 100% of your book systematically—not just the clients who call. Catch underperforming policies before they lapse. Turn routine reviews into new premium opportunities.
🔄 Scale Unlocked: AI analysis makes annual reviews feasible for every client in your book
Carrier illustration ready. Before client presentation, you need a clearer, more digestible analysis to guide the conversation.
Lead every presentation with a professional analysis that translates 40 pages of insurance jargon into clear talking points. Client stays engaged. You look like the expert who did their homework.
📊 Clarity Unlocked: Present with a professional analysis document that validates your recommendation
New prospect brings an old UL/VUL/WL policy. You need to understand it quickly and show value in the first meeting.
You show up prepared, confident, and valuable. Client sees you as the expert who "gets it" immediately—before the competition even responds.
⚡ Speed Unlocked: Turn 3 meetings into 1 confident conversation
You're a trustee with fiduciary duty to review trust-owned policies. Failure to document oversight creates liability exposure.
Fiduciary duty fulfilled. Policy performance verified. Liability exposure minimized. Trust records audit-ready.
⚖️ Compliance Unlocked: Systematic review process with professional documentation for fiduciary records
New advisors need to get up to speed on policy reviews. Senior advisors don't have time to teach. Everyone's methodology is different.
New advisors achieve competency in weeks, not months. Establish a policy review specialist role within your practice. Standardize methodology across your team while maintaining analytical rigor.
👥 Leverage Unlocked: Train a dedicated policy review specialist—not just junior advisors
Comparing two products with identical assumptions—understand how they actually differ.
Demonstrate carrier-specific product mastery. Make recommendations backed by comparative analysis. Build comprehensive product knowledge with each comparison.
📊 Mastery Unlocked: Build cross-carrier product expertise systematically
Build capacity without hiring. Serve 50+ policies per week with same team size.
Turn reviews into revenue. Retention through proactive service. New business from policy repositioning conversations.
Scale faster. New advisors productive in weeks, not years. Hire confidently.
Reclaim your time. Redirect hours to revenue-generating client activities.
Turn-key system. Integrate policy reviews into your practice workflow immediately—no ramp-up required.
Results will vary based on team size and policy complexity.
Fits Existing Workflows
Upload illustration, provide email address. QuickScan and Full Review PDF delivered within minutes. Save, share, or file as needed.
Send prospects and clients directly to:
They upload, receive analysis via email, you review together in next meeting.
Cross-check PDF report values against illustration when entering policy data into eMoney, MoneyGuide, RightCapital. Verified data = accurate projections.
PDF reports download from email, save to any document system—Wealthbox, Redtail, ShareFile, Dropbox, or any folder.
Free during professional launch—both QuickScan and Full Policy Review included
Share link for instant client qualification
Upload your first policy and see results in minutes
Generate professional carrier illustration requests in under 30 seconds