Built for financial advisors who manage life insurance professionally
From onboarding to annual reviews, turn 45-minute policy analysis into 5-minute strategic preparation. Standardize what works. Train your team. Serve every client consistently.
• Policy reviews deferred due to time constraints
• Each advisor has their own method (or avoids it)
• Training new advisors lacks a consistent framework
• Client brings policy = scramble for 90 minutes before next call
• Annual reviews = the ones who call you
• Policy reviews conducted systematically across the entire client base
• Every advisor uses the same proven methodology
• New advisors productive in weeks with consistent training
• Client brings policy = rapid preparation and confident first meeting
• Annual reviews = proactive outreach before clients even ask
"After spending decades at leading wealth management firms like Merrill Lynch, UBS, and Fidelity Investments, I watched even the best advisors struggle with policy reviews. Not from lack of expertise, but because the manual process was too time-consuming to do systematically. I built Insurance Planner AI to make policy analysis systematic: what used to take hours can now be completed in minutes."
— Robert Chwalk, CFP®, CLU®, ChFC®
Founder, Financial Planner AI
Two workflows, use together
Result: Full control over the review process from start to finish
Result: Meeting-ready insights with minimal advisor preparation
Best practice: Use both workflows strategically—self-service for scale, advisor-driven for complexity.
Proven workflows for common advisory practice scenarios
You know annual policy reviews matter, but you only review the ones who call you. Most of your book goes unchecked.
Review 100% of your book systematically—not just the clients who call. The Policy Health Score flags underperforming policies before they lapse. Turn routine reviews into informed planning conversations.
Scale Unlocked: AI analysis makes annual reviews feasible for every client in your book
Carrier illustration ready. Before client presentation, you need a clearer, more digestible analysis to guide the conversation.
Lead every presentation with a professional analysis that translates 40 pages of insurance jargon into clear talking points. Client stays engaged. You demonstrate preparation, expertise, and credibility.
Clarity Unlocked: Present with a professional analysis document that validates your recommendation
New prospect brings an old UL/VUL/WL policy. You need to understand it quickly and show value in the first meeting.
You show up prepared, confident, and valuable. Client sees you as the expert who "gets it" immediately—before the competition even responds.
Speed Unlocked: Turn 3 meetings into 1 confident conversation
You're a trustee with fiduciary duty to review trust-owned policies. Failure to document oversight creates liability exposure.
Fiduciary duty fulfilled. Policy performance verified. Liability exposure minimized. Trust records audit-ready.
Compliance Unlocked: Systematic review process with professional documentation for fiduciary records
New advisors need to get up to speed on policy reviews. Senior advisors don't have time to teach. Everyone's methodology is different.
New advisors achieve competency in weeks, not months. Establish a policy review specialist role within your practice. Standardize methodology across your team while maintaining analytical rigor.
👥 Leverage Unlocked: Train a dedicated policy review specialist—not just junior advisors
Comparing two products with identical assumptions—understand how they actually differ.
Demonstrate carrier-specific product mastery. Make recommendations backed by comparative analysis. Build comprehensive product knowledge with each comparison.
📊 Mastery Unlocked: Build cross-carrier product expertise systematically
Estimated productivity improvements based on typical advisor workflows.
Build capacity without hiring. Serve 50+ policies per week with same team size.
Improve retention and identify opportunities. Improve retention through proactive service and identify opportunities through structured policy review discussions.
Scale faster. New advisors productive in weeks, not years. Hire confidently.
Reclaim your time. Redirect hours to revenue-generating client activities.
Turn-key system. Integrate policy reviews into your practice workflow immediately—no ramp-up required.
Results will vary based on team size and policy complexity.
Fits Existing Advisory Workflows
Upload illustration, provide email address. QuickScan and Full Review PDF delivered within minutes. Save, share, or file as needed.
Share the client access link for self-service policy uploads:
They upload, receive analysis via email, you review together in next meeting.
Cross-check PDF report values against illustration when entering policy data into eMoney, MoneyGuide, RightCapital. Verified data = accurate projections.
PDF reports download from email, save to any document system—Wealthbox, Redtail, ShareFile, Dropbox, or any folder.
Free during our introductory period—both QuickScan and Full Policy Review included
Share link for instant client qualification
Upload your first policy and see results in minutes
Generate professional carrier illustration requests in under 30 seconds