Built for financial advisors who manage life insurance professionally
From onboarding to annual reviews, turn lengthy policy analysis into structured preparation in minutes. Standardize what works. Train your team. Serve every client consistently.
• Policy reviews deferred due to time constraints
• Each advisor has their own method (or avoids it)
• Training new advisors lacks a consistent framework
• Client brings policy = scramble for 90 minutes before next call
• Annual reviews = the ones who call you
• Systematic policy reviews across the entire client base
• Every advisor follows the same proven methodology
• New advisors productive in weeks, not months
• Client brings policy = rapid prep and a confident meeting
• Annual reviews = proactive outreach before clients ask
"After spending decades at leading wealth management firms like Merrill Lynch, UBS, and Fidelity Investments, I watched even the best advisors struggle with policy reviews. Not from lack of expertise, but because the manual process was too time-consuming to do systematically. I built Insurance Planner AI to make policy analysis systematic: what used to take hours now takes minutes."
— Robert Chwalk, CFP®, CLU®, ChFC®
Founder, Financial Planner AI
Two workflows, use together
Pro tip:
Block 30 minutes weekly to batch-upload illustrations — process your entire book systematically.
Result: Full control over the review process from start to finish
Share this link with clients:
Result: Meeting-ready insights with minimal advisor preparation
Best practice: Use both workflows strategically—self-service for scale, advisor-driven for complexity.
Proven workflows for common advisory practice scenarios
Most of your book goes unreviewed. You review the clients who call — everyone else rolls forward unchecked.
Review your entire book systematically. The Health Score flags problems before they become lapse notices. Routine reviews deepen the relationship.
Scale Unlocked: Every client reviewed, every year
New prospect brings an old UL, VUL, or whole life policy. You need to understand it fast and show value in the first sit-down.
You show up prepared, credible, and ready to advise. The prospect sees you as the expert who gets it — before the competition even calls back.
Speed Unlocked: One meeting. Full confidence.
You're a trustee with fiduciary duty to review trust-owned coverage. Undocumented oversight is liability waiting to happen.
Fiduciary duty documented. Policy performance verified. Trust records audit-ready. And when the analysis surfaces a funding gap or product mismatch — you've earned the conversation about what comes next.
Compliance Unlocked: Structured documentation for fiduciary records
A client has an old UL or VUL that hasn't been reviewed in years. Premiums may be inadequate, guarantees expired, or the product no longer fits.
Underperforming policies become actionable cases. A documented analysis supports your recommendation — whether that's adjusting funding or executing a tax-free 1035 exchange into a product that fits.
Opportunity Unlocked: Underperforming policies are potential new cases
Estimated productivity improvements based on typical advisor workflows.
Build capacity without hiring. Serve 50+ policies per week with same team size.
Improve retention and identify opportunities. Improve retention through proactive service and identify opportunities through structured policy review discussions.
Scale faster. New advisors productive in weeks, not years. Hire confidently.
Reclaim your time. Redirect hours to revenue-generating client activities.
Turn-key system. Integrate policy reviews into your practice workflow immediately—no ramp-up required.
Results will vary based on team size and policy complexity.
Both QuickScan and Full Policy Review are complimentary during introductory access